ZIP 93441 Property Distress & Foreclosure Data

Santa Barbara County, California's ZIP 93441 registers 32/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (72/100), construction/permit lag (53/100), institutional ownership (48/100). By contrast, mortgage stress (18/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (92/100). The latent-versus-live split is 72/100 structural and 5/100 already moving.

The market reads peak — home values rose 2.9% year on year, 1.7% off the recent peak, and 5% lower over three years (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

At $140,685, median income runs above typical U.S. levels. The typical home is worth about $1,503,100 (9.6× income, severely stretched). The ZIP holds roughly 531 housing units. Around 61% of renters are cost-burdened. The poverty rate is 10.3%. About 990 people live here, median age 56. Around 57% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 47/100. The vacancy rate is 10.4%. 86% of housing is owner-occupied.

Net-net, 93441 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.