ZIP 93013 Property Distress & Foreclosure Data

Santa Barbara County, California's ZIP 93013 registers 31/100 composite distress, which DLRadar reads as moderate. Structural exposure scores 68 and live distress 6 on the 0–100 scale. The most distinctive pressure shows up in structural risk (68/100), institutional ownership (50/100), construction/permit lag (38/100). On the quiet end sit construction/permit lag (38/100) and mortgage stress (19/100). Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (90/100)).

The peak-phase market in 93013 posted values that rose 2.8% over the year, 1.3% off the recent peak, and 9% higher over three years, at 25/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 16,348 with a median age of 45. Home values center near $1,153,600, an affordability ratio of 9.3× — stretched. Owners hold 60% of homes, renters 40%. There are about 7,694 housing units across 93013. Vacancy runs 16.3%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 49/100. 6.0% of residents fall below the poverty threshold. Median household income is $115,633, above the U.S. median near $78,000. Educational attainment sits at 46% bachelor's-or-above. Rent burden reaches 53% of tenant households.

On the whole, 93013 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.