ZIP 93013 Foreclosure, Tax-Lien & Distress Report

Santa Barbara County, California's ZIP 93013 registers 27/100 composite distress, which DLRadar reads as low. Latent structural risk is 58/100 while live distress already moving reads 6/100. The most distinctive pressure shows up in structural risk (58/100), institutional ownership (47/100), mortgage stress (19/100). On the quiet end sit mortgage stress (19/100). Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (90/100).

The peak-phase market in 93013 posted values that rose 1.0% over the year, and 9% higher over three years, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 16,348 with a median age of 45. The typical home is worth about $1,153,600 (9.3× income, severely stretched). 60% of housing is owner-occupied. The ZIP holds roughly 7,694 housing units. The vacancy rate is 16.3% — elevated. DLRadar's demographic-stress index for the area reads 49/100. The poverty rate is 6.0% — low. Households earn a median $115,633 — above the roughly $78,000 national figure. Around 46% of adults hold a bachelor's degree or higher. Around 53% of renters are cost-burdened.

Net-net, 93013 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 93013 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 93013 runs hot or quiet, its 27/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 93013 can be compared directly against any other ZIP in Santa Barbara County, California or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 93013 shows blanks, not estimates, wherever the record is sparse.

The 27/100 for 93013 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 93013 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.