ZIP 91360 Property Distress & Foreclosure Data

DLRadar grades ZIP 91360 (Ventura County, California) at a low 29/100 for overall property distress. Property-level stress concentrates in structural risk (63/100), institutional ownership (58/100), mortgage stress (21/100). On the quiet end sit mortgage stress (21/100) and construction/permit lag (6/100). On the structural side it scores 63/100, with 6/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (84/100), FEMA disaster exposure (73/100)).

The peak-phase market in 91360 posted values that rose 2.4% over the year, and 12% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Roughly 8.4% live below the poverty line. On demographic stress specifically, 91360 scores 42/100. Around 50% of renters are cost-burdened. The ZIP holds roughly 15,613 housing units. Households earn a median $116,729 — above the roughly $78,000 national figure. The vacancy rate is 3.0%. The tenure split is 69% owner-occupied to 31% rented. A median home runs $937,000 here, or 7.6 times local income. About 44% have a four-year degree. Population is roughly 42,315 with a median age of 43.

On balance 91360 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.