ZIP 93012 Property Distress & Foreclosure Data

Composite property distress in 93012 (Ventura County, California) lands at 29/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (84/100), FEMA disaster exposure (73/100). The latent-versus-live split is 63/100 structural and 6/100 already moving. The sharpest non-environmental signals are structural risk (63/100), institutional ownership (58/100), mortgage stress (21/100). By contrast, mortgage stress (21/100) and construction/permit lag (6/100) register low.

The market reads peak — home values rose 2.4% year on year, and 10% higher over three years (phase confidence 27/100). Topping markets hide individual distress behind strong averages.

Around 49% of adults hold a bachelor's degree or higher. Around 49% of renters are cost-burdened. The poverty rate is 7.1% — low. The demographic-stress sub-score lands at 38/100. At $122,110, median income runs above typical U.S. levels. The vacancy rate is 5.2%. The typical home is worth about $841,800 (6.5× income). The ZIP holds roughly 14,461 housing units. 69% of housing is owner-occupied. About 36,007 people live here, median age 43.

Net-net, 93012 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.