ZIP 93012 Foreclosure, Tax-Lien & Distress Report
Ventura County, California · Cooling Market market
ZIP 93012's composite property-distress score is 34/100 - DLRadar classes that as moderate for Ventura County, California. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (84/100), FEMA disaster exposure (78/100)). The split runs 75/100 structural to 6/100 active on the ground. The pressure is most legible in structural risk (75/100), institutional ownership (61/100), construction/permit lag (49/100). mortgage stress (21/100) stay muted.
The contraction-phase market in 93012 posted values that fell 2.3% over the year, 3.1% off the recent peak, and 10% higher over three years (phase confidence 47/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.
Educational attainment sits at 49% bachelor's-or-above. Rent burden reaches 49% of tenant households. The poverty rate is 7.1% — low. On demographic stress specifically, 93012 scores 38/100. Median household income is $122,110, above the U.S. median near $78,000. Vacancy runs 5.2%. The typical home is worth about $841,800 (6.5× income). There are about 14,461 housing units across 93012. The tenure split is 69% owner-occupied to 31% rented. 36,007 residents call 93012 home, typically aged 43.
Net-net, 93012 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 93012 at the moment; the composite and its components are still built from verifiable public records.
No ZIP is too small to score: 93012 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 34/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 93012 shows blanks, not estimates, wherever the record is sparse.
Behind 93012's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 93012 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 93012
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
93012 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 93012, the same set carried on every parcel.
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Open the complete 93012 acquisition file
Every distressed parcel in 93012 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Deterministic. Every signal traces to a public dataset · methodology