ZIP 93004 Property Distress & Foreclosure Data

Ventura County, California's ZIP 93004 registers 29/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (84/100), FEMA disaster exposure (73/100)). The most distinctive pressure shows up in structural risk (63/100), institutional ownership (58/100), mortgage stress (21/100). On the quiet end sit mortgage stress (21/100) and construction/permit lag (6/100). Structural risk reads 63/100 against active distress of 6/100.

The peak-phase market in 93004 posted values that rose 2.4% over the year, and 10% higher over three years, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 67% of homes, renters 33%. Home values center near $800,900, an affordability ratio of 6.6×. Rent burden reaches 44% of tenant households. Educational attainment sits at 41% bachelor's-or-above. Population is roughly 31,326 with a median age of 41. DLRadar's demographic-stress index for the area reads 38/100. There are about 11,407 housing units across 93004. 7.7% of residents fall below the poverty threshold. Vacancy runs 3.3%. Median household income is $113,960, above the U.S. median near $78,000.

On balance 93004 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.