ZIP 93004 Foreclosure, Tax-Lien & Distress Report
Ventura County, California · Cooling Market market
DLRadar grades ZIP 93004 (Ventura County, California) at a moderate 34/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (84/100), FEMA disaster exposure (78/100). The pressure is most legible in structural risk (75/100), institutional ownership (61/100), construction/permit lag (49/100). mortgage stress (21/100) stay muted. The split runs 75/100 structural to 6/100 active on the ground.
The contraction-phase market in 93004 posted values that fell 2.3% over the year, 3.1% off the recent peak, and 10% higher over three years (phase confidence 47/100). Falling values surface more motivated sellers and below-market exits.
Owners hold 67% of homes, renters 33%. Home values center near $800,900, an affordability ratio of 6.6×. Rent burden reaches 44% of tenant households. Educational attainment sits at 41% bachelor's-or-above. Population is roughly 31,326 with a median age of 41. The demographic-stress sub-score lands at 38/100. The ZIP holds roughly 11,407 housing units. 7.7% of residents fall below the poverty threshold. The vacancy rate is 3.3%. At $113,960, median income runs above typical U.S. levels.
On the whole, 93004 leans distressed, with opportunity clustered in specific stressed parcels. While 93004 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 93004's 34/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 93004 shows as blanks, never estimates, and the score updates on every fresh public filing.
Each component behind 93004 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 34/100 roll-up. In workflow terms, 93004 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 93004 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 93004 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 93004, drawn from the same report attached to each property.
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Deterministic. Every signal traces to a public dataset · methodology