ZIP 93021 Property Distress & Foreclosure Data

Composite property distress in 93021 (Ventura County, California) lands at 29/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (63/100), institutional ownership (58/100), mortgage stress (21/100). By contrast, mortgage stress (21/100) and construction/permit lag (6/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (84/100), FEMA disaster exposure (73/100). On the structural side it scores 63/100, with 6/100 of stress already active.

The market reads peak — home values rose 2.4% year on year, and 9% higher over three years (phase confidence 27/100). Topping markets hide individual distress behind strong averages.

At $149,848, median income runs above typical U.S. levels. The ZIP holds roughly 12,212 housing units. The poverty rate is 4.5% — low. Around 45% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 34/100. About 37,702 people live here, median age 39. The vacancy rate is 3.2%. The typical home is worth about $904,200 (5.8× income). Around 44% of renters are cost-burdened. 79% of housing is owner-occupied.

Net-net, 93021 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.