ZIP 93021 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 93021 (Ventura County, California) returns a moderate composite of 34/100. What sets it apart are the readings on structural risk (75/100), institutional ownership (61/100), construction/permit lag (49/100). On the quiet end sit mortgage stress (21/100). Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (84/100), FEMA disaster exposure (78/100)). Structural risk reads 75/100 against active distress of 6/100.

Prices here sit in a contraction phase: values fell 2.3% over the trailing year, 3.1% off the recent peak, and 9% higher over three years (phase confidence 47/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Households earn a median $149,848 — above the roughly $78,000 national figure. There are about 12,212 housing units across 93021. 4.5% of residents fall below the poverty threshold. Around 45% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 34/100. About 37,702 people live here, median age 39. Vacancy runs 3.2%. A median home runs $904,200 here, or 5.8 times local income. Around 44% of renters are cost-burdened. The tenure split is 79% owner-occupied to 21% rented.

On the whole, 93021 leans distressed, with opportunity clustered in specific stressed parcels. 93021 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 93021 read uses the identical public-record model applied coast to coast, which means its 34/100 score means exactly what it means anywhere else, and 93021 stays directly comparable to neighboring ZIPs and the rest of Ventura County, California. Nothing here is interpolated — where a source is thin for 93021, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 93021 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 34/100 roll-up. The point of the 93021 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.