ZIP 93040 Foreclosure, Tax-Lien & Distress Report
Ventura County, California · High Vacancy market
Scored purely from public records, 93040 (Ventura County, California) returns a moderate composite of 34/100. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (84/100), FEMA disaster exposure (78/100). Its standout signals are structural risk (75/100), institutional ownership (61/100), construction/permit lag (49/100). On the quiet end sit mortgage stress (21/100). Structural risk reads 75/100 against active distress of 6/100.
Prices here sit in a contraction phase: values fell 2.3% over the trailing year, 3.1% off the recent peak, and 26% higher over three years, at 47/100 phase confidence. Falling values surface more motivated sellers and below-market exits.
About 1,904 people live here, median age 33. Rent burden reaches 18% of tenant households. A median home runs $624,300 here, or 4.7 times local income. About 10% have a four-year degree. Vacancy runs 14.1%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 556 housing units. Owners hold 74% of homes, renters 26%. Roughly 2.6% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 93040 scores 33/100. Households earn a median $123,472 — above the roughly $78,000 national figure.
Taken together, 93040 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 93040 at the moment; the composite and its components are still built from verifiable public records.
No ZIP is too small to score: 93040 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 34/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 93040 reflects the current record instead of a stale or modeled snapshot.
Each component behind 93040 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 34/100 roll-up. The point of the 93040 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 93040
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 93040 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 93040, the same set carried on every parcel.
Adjacent Ventura County ZIP reports
Keep exploring California distress
Additional distress intelligence spanning Ventura County, California by ZIP, county and state.
Unlock parcel-level detail for ZIP 93040
Every distressed parcel in 93040 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology