ZIP 93040 Property Distress & Foreclosure Data

Ventura County, California's ZIP 93040 registers 29/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (84/100), FEMA disaster exposure (73/100)). The most distinctive pressure shows up in structural risk (63/100), institutional ownership (58/100), mortgage stress (21/100). On the quiet end sit mortgage stress (21/100) and construction/permit lag (6/100). Structural risk reads 63/100 against active distress of 6/100.

The peak-phase market in 93040 posted values that rose 2.4% over the year, and 26% higher over three years, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 1,904 with a median age of 33. Rent burden reaches 18% of tenant households. Home values center near $624,300, an affordability ratio of 4.7×. Educational attainment sits at 10% bachelor's-or-above. Vacancy runs 14.1%, above the national norm and a classic distress-and-opportunity signal. There are about 556 housing units across 93040. Owners hold 74% of homes, renters 26%. 2.6% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 33/100. Median household income is $123,472, above the U.S. median near $78,000.

On the whole, 93040 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.