ZIP 93040 Foreclosure, Tax-Lien & Distress Report
Ventura County, California · High Vacancy market
Scored on a fixed 0-100 scale, 93040 (Ventura County, California) returns a moderate composite of 33/100. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (85/100), FEMA disaster exposure (73/100). Its standout signals are structural risk (73/100), institutional ownership (58/100), construction/permit lag (48/100). On the quiet end sit mortgage stress (21/100). Structural risk reads 73/100 against active distress of 6/100.
Prices here sit in a contraction phase: values fell 2.3% over the trailing year, 3.1% off the recent peak, and 26% higher over three years, at 47/100 phase confidence. Falling values surface more motivated sellers and below-market exits.
About 1,904 people live here, median age 33. Rent burden reaches 18% of tenant households. A median home runs $624,300 here, or 4.7 times local income. About 10% have a four-year degree. Vacancy runs 14.1%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 556 housing units. Owners hold 74% of homes, renters 26%. Roughly 2.6% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 93040 scores 33/100. Households earn a median $123,472 — above the roughly $78,000 national figure.
Taken together, 93040 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 93040 at the moment; the composite and its components are still built from verifiable records.
No ZIP is too small to score: 93040 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 33/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 93040 reflects the current record instead of a stale or modeled snapshot.
Each component behind 93040 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 33/100 roll-up. The point of the 93040 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 93040
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 93040 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 93040, the same set carried on every parcel.
Adjacent Ventura County ZIP reports
Nearest ZIP codes to 93040
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring California distress
Additional distress intelligence spanning Ventura County, California by ZIP, county and state.
Unlock parcel-level detail for ZIP 93040
Every distressed parcel in 93040 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology