ZIP 91320 Foreclosure, Tax-Lien & Distress Report

Ventura County, California's ZIP 91320 registers 34/100 composite distress, which DLRadar reads as moderate. The sharpest non-environmental signals are structural risk (75/100), institutional ownership (61/100), construction/permit lag (49/100). mortgage stress (21/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (84/100), FEMA disaster exposure (78/100). Structural risk reads 75/100 against active distress of 6/100.

Prices here sit in a contraction phase: values fell 2.3% over the trailing year, 3.1% off the recent peak, and 14% higher over three years (phase confidence 47/100). A cooling market tends to open discount-to-value windows.

Educational attainment sits at 53% bachelor's-or-above. Rent burden reaches 42% of tenant households. Median household income is $150,861, above the U.S. median near $78,000. The tenure split is 77% owner-occupied to 23% rented. The typical home is worth about $948,100 (6.1× income). About 43,628 people live here, median age 43. The poverty rate is 6.4% — low. The ZIP holds roughly 15,636 housing units. DLRadar's demographic-stress index for the area reads 34/100. The vacancy rate is 3.0%.

On the whole, 91320 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 91320 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 91320 runs hot or quiet, its 34/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 91320 can be compared directly against any other ZIP in Ventura County, California or nationwide. 91320 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 34/100 for 91320 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 91320 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.