ZIP 91320 Property Distress & Foreclosure Data

Composite property distress in 91320 (Ventura County, California) lands at 29/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (63/100), institutional ownership (58/100), mortgage stress (21/100). By contrast, mortgage stress (21/100) and construction/permit lag (6/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (84/100), FEMA disaster exposure (73/100). On the structural side it scores 63/100, with 6/100 of stress already active.

The market reads peak — home values rose 2.4% year on year, and 14% higher over three years (phase confidence 27/100). Topping markets hide individual distress behind strong averages.

Educational attainment sits at 53% bachelor's-or-above. Around 42% of renters are cost-burdened. Median household income is $150,861, above the U.S. median near $78,000. Owners hold 77% of homes, renters 23%. Home values center near $948,100, an affordability ratio of 6.1×. About 43,628 people live here, median age 43. 6.4% of residents fall below the poverty threshold. The ZIP holds roughly 15,636 housing units. DLRadar's demographic-stress index for the area reads 34/100. The vacancy rate is 3.0%.

Net-net, 91320 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.