ZIP 93015 Foreclosure, Tax-Lien & Distress Report

Ventura County, California's ZIP 93015 registers 33/100 composite distress, which DLRadar reads as moderate. Structural risk reads 74/100 against active distress of 6/100. Its heaviest discrete signals: structural risk (74/100), institutional ownership (58/100), construction/permit lag (48/100). On the quiet end sit mortgage stress (21/100). Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (85/100), FEMA disaster exposure (74/100)).

The contraction-phase market in 93015 posted values that fell 2.3% over the year, 3.1% off the recent peak, and 14% higher over three years, at 47/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Population is roughly 18,917 with a median age of 36. Around 49% of renters are cost-burdened. A median home runs $625,400 here, or 6.5 times local income. 64% of housing is owner-occupied. Educational attainment sits at 16% bachelor's-or-above. The vacancy rate is 6.2%. At $90,258, median income runs above typical U.S. levels. There are about 6,001 housing units across 93015. Roughly 5.4% live below the poverty line, a low share typical of higher-equity areas. The demographic-stress sub-score lands at 42/100.

Net-net, 93015 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 93015 is not published yet -- the ZIP-level readings above remain fully sourced.

The 93015 read uses the identical scoring model applied coast to coast, which means its 33/100 score means exactly what it means anywhere else, and 93015 stays directly comparable to neighboring ZIPs and the rest of Ventura County, California. The score is rebuilt from public data as it updates, so 93015 reflects the current record instead of a stale or modeled snapshot.

Each component behind 93015 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 33/100 roll-up. Practically, 93015 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.