ZIP 93022 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 93022 (Ventura County, California) lands at 34/100 — moderate on DLRadar's public-record scoring. Latent structural risk is 75/100 while live distress already moving reads 6/100. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (84/100), FEMA disaster exposure (78/100). The most distinctive pressure shows up in structural risk (75/100), institutional ownership (61/100), construction/permit lag (49/100). On the quiet end sit mortgage stress (21/100).

The market reads contraction — home values fell 2.3% year on year, 3.1% off the recent peak, and 16% higher over three years, at 47/100 phase confidence. A cooling market tends to open discount-to-value windows.

Owners hold 81% of homes, renters 19%. Households earn a median $109,471 — above the roughly $78,000 national figure. The vacancy rate is 5.7%. Around 30% of renters are cost-burdened. The typical home is worth about $816,800 (6.4× income). The poverty rate is 9.1%. 5,929 residents call 93022 home, typically aged 46. About 30% have a four-year degree. There are about 2,312 housing units across 93022. DLRadar's demographic-stress index for the area reads 36/100.

On the whole, 93022 leans distressed, with opportunity clustered in specific stressed parcels. 93022 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 93022 read uses the identical public-record model applied coast to coast, which means its 34/100 score means exactly what it means anywhere else, and 93022 stays directly comparable to neighboring ZIPs and the rest of Ventura County, California. The score is rebuilt from public data as it updates, so 93022 reflects the current record instead of a stale or modeled snapshot.

93022's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 93022 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.