ZIP 93022 Property Distress & Foreclosure Data

Ventura County, California's ZIP 93022 registers 29/100 composite distress, which DLRadar reads as low. Structural risk reads 63/100 against active distress of 6/100. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (84/100), FEMA disaster exposure (73/100)). The most distinctive pressure shows up in structural risk (63/100), institutional ownership (58/100), mortgage stress (21/100). On the quiet end sit mortgage stress (21/100) and construction/permit lag (6/100).

The peak-phase market in 93022 posted values that rose 2.4% over the year, and 16% higher over three years, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 81% of homes, renters 19%. Median household income is $109,471, above the U.S. median near $78,000. Vacancy runs 5.7%. Rent burden reaches 30% of tenant households. Home values center near $816,800, an affordability ratio of 6.4×. 9.1% of residents fall below the poverty threshold. Population is roughly 5,929 with a median age of 46. Educational attainment sits at 30% bachelor's-or-above. There are about 2,312 housing units across 93022. DLRadar's demographic-stress index for the area reads 36/100.

On balance 93022 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.