ZIP 93041 Property Distress & Foreclosure Data

ZIP code 93041 in Ventura County, California carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (84/100), FEMA disaster exposure (73/100). The latent-versus-live split is 63/100 structural and 6/100 already moving. What sets it apart are the readings on structural risk (63/100), institutional ownership (58/100), mortgage stress (21/100). mortgage stress (21/100) and construction/permit lag (6/100) stay muted.

Prices here sit in a peak phase: values rose 2.4% over the trailing year, and 12% higher over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

On demographic stress specifically, 93041 scores 48/100. Roughly 10.4% live below the poverty line. A median home runs $586,600 here, or 7.3 times local income. About 22% have a four-year degree. Households earn a median $75,836 — near the roughly $78,000 national figure. The tenure split is 44% owner-occupied to 56% rented. Around 54% of renters are cost-burdened. 23,179 residents call 93041 home, typically aged 35. The ZIP holds roughly 9,361 housing units. The vacancy rate is 13.2% — elevated.

Taken together, 93041 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.