ZIP 93001 Property Distress & Foreclosure Data

In Ventura County, California, ZIP 93001 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (63/100), institutional ownership (58/100), mortgage stress (21/100). On the quiet end sit mortgage stress (21/100) and construction/permit lag (6/100). The latent-versus-live split is 63/100 structural and 6/100 already moving. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (84/100), FEMA disaster exposure (73/100)).

The peak-phase market in 93001 posted values that rose 2.4% over the year, and 11% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $86,310, near the U.S. median near $78,000. The vacancy rate is 12.1% — elevated. 12.7% of residents fall below the poverty threshold. Around 42% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 49/100. Population is roughly 31,885 with a median age of 41. The ZIP holds roughly 14,749 housing units. Owners hold 45% of homes, renters 55%. Educational attainment sits at 38% bachelor's-or-above. Home values center near $859,100, an affordability ratio of 8.8× — stretched.

On the whole, 93001 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.