ZIP 93003 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 93003 in Ventura County, California comes in at 34, a moderate composite-distress reading. What sets it apart are the readings on structural risk (75/100), institutional ownership (61/100), construction/permit lag (49/100). On the quiet end sit mortgage stress (21/100). Structurally it carries 75/100, against 6/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (84/100), FEMA disaster exposure (78/100)).

The market reads contraction — home values fell 2.3% year on year, 3.1% off the recent peak, and 14% higher over three years (phase confidence 47/100). Falling values surface more motivated sellers and below-market exits.

The ZIP holds roughly 20,487 housing units. Population is roughly 52,511 with a median age of 41. Households earn a median $100,300 — above the roughly $78,000 national figure. Owners hold 58% of homes, renters 42%. Rent burden reaches 50% of tenant households. About 41% have a four-year degree. The typical home is worth about $816,300 (7.8× income, severely stretched). On demographic stress specifically, 93003 scores 44/100. 10.5% of residents fall below the poverty threshold. Vacancy runs 3.9%.

Net-net, 93003 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 93003 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 93003's 34/100 can be lined up against any neighbor in Ventura County, California or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 93003 shows blanks, not estimates, wherever the record is sparse.

93003's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 93003 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.