ZIP 93003 Property Distress & Foreclosure Data

Composite property distress in 93003 (Ventura County, California) lands at 29/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (63/100), institutional ownership (58/100), mortgage stress (21/100). By contrast, mortgage stress (21/100) and construction/permit lag (6/100) register low. On the structural side it scores 63/100, with 6/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (84/100), FEMA disaster exposure (73/100).

The market reads peak — home values rose 2.4% year on year, and 14% higher over three years (phase confidence 27/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 20,487 housing units. About 52,511 people live here, median age 41. At $100,300, median income runs above typical U.S. levels. 58% of housing is owner-occupied. Around 50% of renters are cost-burdened. Around 41% of adults hold a bachelor's degree or higher. The typical home is worth about $816,300 (7.8× income, severely stretched). The demographic-stress sub-score lands at 44/100. The poverty rate is 10.5%. The vacancy rate is 3.9%.

Net-net, 93003 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.