ZIP 93010 Property Distress & Foreclosure Data

In Ventura County, California, ZIP 93010 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (84/100), FEMA disaster exposure (73/100)). On the structural side it scores 63/100, with 6/100 of stress already active. Its standout signals are structural risk (63/100), institutional ownership (58/100), mortgage stress (21/100). On the quiet end sit mortgage stress (21/100) and construction/permit lag (6/100).

The peak-phase market in 93010 posted values that rose 2.4% over the year, and 15% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 65% of homes, renters 35%. Around 58% of renters are cost-burdened. 7.3% of residents fall below the poverty threshold. Educational attainment sits at 41% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 44/100. Population is roughly 46,715 with a median age of 40. Median household income is $108,538, above the U.S. median near $78,000. Home values center near $867,100, an affordability ratio of 7.5× — stretched. The ZIP holds roughly 17,461 housing units. The vacancy rate is 6.0%.

On balance 93010 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.