ZIP 93010 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 93010 (Ventura County, California) at a moderate 34/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (84/100), FEMA disaster exposure (78/100)). On the structural side it scores 75/100, with 6/100 of stress already active. Its standout signals are structural risk (75/100), institutional ownership (61/100), construction/permit lag (49/100). On the quiet end sit mortgage stress (21/100).

The contraction-phase market in 93010 posted values that fell 2.3% over the year, 3.1% off the recent peak, and 15% higher over three years (phase confidence 47/100). Falling values surface more motivated sellers and below-market exits.

65% of housing is owner-occupied. Rent burden reaches 58% of tenant households. The poverty rate is 7.3% — low. Educational attainment sits at 41% bachelor's-or-above. On demographic stress specifically, 93010 scores 44/100. About 46,715 people live here, median age 40. At $108,538, median income runs above typical U.S. levels. The typical home is worth about $867,100 (7.5× income, severely stretched). The ZIP holds roughly 17,461 housing units. Vacancy runs 6.0%.

Taken together, 93010 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 93010 at the moment; the composite and its components are still built from verifiable public records.

Whether 93010 runs hot or quiet, its 34/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 93010 can be compared directly against any other ZIP in Ventura County, California or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 93010 shows blanks, not estimates, wherever the record is sparse.

Each component behind 93010 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 34/100 roll-up. The point of the 93010 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.