ZIP 93023 Property Distress & Foreclosure Data

ZIP code 93023 in Ventura County, California carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (63/100), institutional ownership (58/100), mortgage stress (21/100). mortgage stress (21/100) and construction/permit lag (6/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (84/100), FEMA disaster exposure (73/100). The latent-versus-live split is 63/100 structural and 6/100 already moving.

Prices here sit in a peak phase: values rose 2.4% over the trailing year, and 13% higher over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 43% of renters are cost-burdened. Roughly 12.7% live below the poverty line. Households earn a median $82,298 — near the roughly $78,000 national figure. 21,559 residents call 93023 home, typically aged 51. On demographic stress specifically, 93023 scores 49/100. A median home runs $911,400 here, or 10.8 times local income. About 41% have a four-year degree. The tenure split is 73% owner-occupied to 27% rented. The vacancy rate is 8.8%. The ZIP holds roughly 9,455 housing units.

Overall, 93023 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.