Ventura County, CA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Ventura County, California? DLRadar grades every Ventura County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 34/100. Here is the 2026 Ventura County breakdown.
- Ventura County's most distressed ZIP is 91320 at 34/100.
- 34 ZIP codes tracked in Ventura County, averaging 33/100 distress.
- Ventura County reads contraction — home values down 2.3% year over year, 3.1% off peak.
- Vacancy runs 7.8% across Ventura County's tracked ZIPs, with a 9.1% poverty rate.
- The typical Ventura County home is worth about $872,406 against a ~$110,241 median income.
- Lending headwind in Ventura County sits at 55/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 91320 | 34/100 |
| 2 | 91360 | 34/100 |
| 3 | 91377 | 34/100 |
| 4 | 93001 | 34/100 |
| 5 | 93003 | 34/100 |
| 6 | 93004 | 34/100 |
| 7 | 93010 | 34/100 |
| 8 | 93012 | 34/100 |
| 9 | 93015 | 34/100 |
| 10 | 93021 | 34/100 |
| 11 | 93022 | 34/100 |
| 12 | 93023 | 34/100 |
Most distressed ZIP codes in Ventura County (composite distress 0-100, 2026)
What is driving Ventura County distress
Ventura County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 33/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Ventura County market phase and pricing
Ventura County reads contraction — home prices fell 2.3% over the last year and are 3.1% off their peak. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
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Questions about this county
Which part of Ventura County, CA scores highest for distress?
ZIP 91320 leads Ventura County at 34/100, recomputed monthly from public records.
What stage of the price cycle is Ventura County at?
FHFA price-index movement places Ventura County in contraction; prices are down 2.3% over twelve months.
Which datasets feed the Ventura County scores?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 34 Ventura County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Ventura County ZIP codes?
Averaging the county conceals how uneven it is. Across the Ventura County ZIPs DLRadar ranks, scores run from 34/100 in 91320 down to 34/100 in 93023, against a Ventura County average of 33/100. A spread of 0 points means Ventura County has to be worked ZIP by ZIP.
What do Ventura County home values and vacancy say about distressed supply?
The typical Ventura County home carries about $872,406 of value against a median household income near $110,241. Vacancy across Ventura County's tracked ZIPs runs 7.8% and the poverty rate is 9.1%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Ventura County's foreclosure and tax-lien filings and its 55/100 lending headwind.
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Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.