Ventura County, CA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Ventura County, CA distress report, 2026: 34 ZIPs scored in Ventura, CA, Ventura, CA average 33/100; the top Ventura, CA ZIP is 91320 at 34/100; Ventura, CA market phase contraction, Ventura, CA prices -2.3% year over year.
- Ventura, CA ranks #1,789 nationally (opportunity index); Ventura, CA #23 in California; Ventura, CA index 28.5.
- Ventura, CA ninety-day mortgage delinquency 0.4% in December 2025; Ventura, CA twelve-month change +0.1%.
- Ventura, CA ZIP phases: 31 contraction, 3 peak.
- Ventura, CA residential listings tracked: 79 across 29 ZIPs; Ventura, CA candidate listings 17.
- Ventura, CA HUD assisted properties: 14 with 614 units.
- Ventura, CA lenders on watch: 8; largest Ventura, CA footprint Mechanics Bank (7 branches).
- Ventura, CA most distressed ZIP: 91320 at 34/100.
Ventura, CA figures: DLRadar distress index; Ventura, CA inputs: CFPB, FHFA, HUD, FDIC; Ventura, CA rebuilt as sources refresh.
| Rank | Ventura, CA ZIP | Score |
|---|---|---|
| 1 | 91320 | 34/100 |
| 2 | 91360 | 34/100 |
| 3 | 91377 | 34/100 |
| 4 | 93001 | 34/100 |
| 5 | 93003 | 34/100 |
| 6 | 93004 | 34/100 |
| 7 | 93010 | 34/100 |
| 8 | 93012 | 34/100 |
| 9 | 93015 | 34/100 |
| 10 | 93021 | 34/100 |
| 11 | 93022 | 34/100 |
| 12 | 93023 | 34/100 |
Most distressed Ventura, CA ZIPs (0-100, 2026)
Mortgage delinquency in Ventura, CA
0.4% of Ventura, CA mortgages were ninety-plus days late (Ventura, CA, December 2025); Ventura, CA thirty-to-eighty-nine days late: 1.1%; Ventura, CA twelve-month change +0.1%; Ventura, CA peak since 2008: 6.0% (April 2010); California overall 0.5%. Ventura, CA ninety-day series: Dec 24 0.3, Jan 25 0.4, Feb 25 0.4 (Ventura, CA), Mar 25 0.4, Apr 25 0.3, May 25 0.3 (Ventura, CA), Jun 25 0.3, Jul 25 0.3, Aug 25 0.3 (Ventura, CA), Sep 25 0.4, Oct 25 0.3, Nov 25 0.3 (Ventura, CA), Dec 25 0.4.
Opportunity index: Ventura, CA
Ventura, CA index 28.5, Ventura, CA phase early_signal; Ventura, CA primary driver bank institutional, Ventura, CA second driver construction. Ventura, CA components: property stress 25.0, foreclosure pressure 23.1, listing discounts 22.8, bank stress 62.3, insurance 0.0; Ventura, CA pulse 33.1; Ventura, CA capital opportunity 21.7.
ZIP market phases inside Ventura, CA
34 Ventura, CA ZIPs carry a price-cycle phase; Ventura, CA ZIPs by phase (Ventura, CA), deepest drawdown first: contraction, -2.3% YoY, 3.1% off peak (Ventura, CA): 91320, 91360, 91377, 93001, Ventura, CA 93003, 93004, 93010, 93012, Ventura, CA 93015, 93021, 93022, 93023, Ventura, CA 93030, 93033, 93035, 93036.
Residential listings by Ventura, CA ZIP
Ventura, CA ZIPs with the most tracked Ventura, CA residential listings: 93065 15 listings, 3 candidates, bank pressure 66; 93001 6 listings, 5 candidates, bank pressure 66; 93021 6 listings, 0 candidates, bank pressure 66; 93225 6 listings, 1 candidates, bank pressure 65 (Ventura, CA); 93063 5 listings, 0 candidates, bank pressure 66; 91320 4 listings, 0 candidates, bank pressure 66; 93012 4 listings, 0 candidates, bank pressure 66; 93030 4 listings, 1 candidates, bank pressure 66. Ventura, CA totals: 79 listings; Ventura, CA candidates 17; active ZIPs 19.
HUD assisted housing in Ventura, CA
14 assisted properties with 614 units sit in Ventura, CA; largest Ventura, CA properties: Sorrento Villas Senior Apartments (Simi Valley) 148 units; Las Cortes (Oxnard) 144 units; Silvercrest- Ventura (Ventura) 75 units, 74 assisted in Ventura, CA; Heywood Gardens (Simi Valley) 74 units, 74 assisted; Casa Merced (Oxnard) 41 units, 40 assisted; Paseo De Luz Apartments (Oxnard) 24 units, 24 assisted.
Lenders with branches in Ventura, CA
Ventura, CA lenders by branch count: Mechanics Bank (Ventura, CA): stress 59, 7 branches moderate in Ventura, CA; Montecito Bank&Trust (Ventura, CA): stress 81, 4 branches moderate in Ventura, CA; Bank Of The Sierra (Ventura, CA): stress 57, 4 branches moderate in Ventura, CA; Citizens Business Bank Na (Ventura, CA): stress 50, 4 branches low in Ventura, CA; Banc Of California (Ventura, CA): stress 87, 3 branches moderate in Ventura, CA; City National Bank (Ventura, CA): stress 66, 2 branches low in Ventura, CA; Community West Bank (Ventura, CA): stress 61, 2 branches moderate in Ventura, CA; Royal Business Bank (Ventura, CA): stress 54, 2 branches low in Ventura, CA.
Vacancy and permits, Ventura, CA
15,518 of 295,878 Ventura, CA housing units are vacant; Ventura, CA permits, twelve months: 988 multifamily units in Ventura, CA, 557 one-to-four unit units.
Work Ventura, CA at the parcel level
Every Ventura, CA parcel carries owner and address; every Ventura, CA parcel carries APN; Ventura, CA distress scores sit on the Ventura, CA live board.
Ventura, CA figures refresh with each source.
Ventura, CA questions
Most distressed ZIP code in Ventura County, CA?
ZIP 91320 leads Ventura, CA at 34/100; next in Ventura, CA: 91360 at 34/100; the Ventura, CA average is 33/100.
Where does Ventura County, CA rank for investment opportunity?
Ventura, CA is #1,789 among all ranked counties, #23 in California; the Ventura, CA driver is bank institutional; Ventura, CA moved down 219 places.
How many mortgages are delinquent in Ventura County, CA?
0.4% of Ventura, CA mortgages were ninety-plus days late in December 2025; the Ventura, CA peak since 2008 was 6.0%.
Which banks lend in Ventura County, CA?
8 watched lenders hold Ventura, CA branches; the largest Ventura, CA footprints are Mechanics Bank (7), Montecito Bank&Trust (4), Bank Of The Sierra (4).
More on Ventura, CA
Ventura County, CA distress report: public-record figures for Ventura, CA; not legal advice for Ventura, CA; not tax or investment advice; verify every Ventura, CA record before acting.