ZIP 91377 Foreclosure, Tax-Lien & Distress Report

Ventura County, California's ZIP 91377 registers 34/100 composite distress, which DLRadar reads as moderate. The sharpest non-environmental signals are structural risk (75/100), institutional ownership (61/100), construction/permit lag (49/100). mortgage stress (21/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (84/100), FEMA disaster exposure (78/100). On the structural side it scores 75/100, with 6/100 of stress already active.

The contraction-phase market in 91377 posted values that fell 2.3% over the year, 3.1% off the recent peak, and 14% higher over three years, at 47/100 phase confidence. A cooling market tends to open discount-to-value windows.

Median household income is $160,484, above the U.S. median near $78,000. The ZIP holds roughly 5,354 housing units. The typical home is worth about $1,036,900 (6.3× income). About 63% have a four-year degree. Around 44% of renters are cost-burdened. The tenure split is 72% owner-occupied to 28% rented. Roughly 3.3% live below the poverty line, a low share typical of higher-equity areas. Population is roughly 13,656 with a median age of 41. The demographic-stress sub-score lands at 34/100. Vacancy runs 4.5%.

Taken together, 91377 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 91377 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 91377's 34/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 91377, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 91377 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 34/100 roll-up. In workflow terms, 91377 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.