ZIP 91377 Property Distress & Foreclosure Data

ZIP code 91377 in Ventura County, California carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (63/100), institutional ownership (58/100), mortgage stress (21/100). By contrast, mortgage stress (21/100) and construction/permit lag (6/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (84/100), FEMA disaster exposure (73/100). The latent-versus-live split is 63/100 structural and 6/100 already moving.

The market reads peak — home values rose 2.4% year on year, and 14% higher over three years (phase confidence 27/100). Topping markets hide individual distress behind strong averages.

Median household income is $160,484, above the U.S. median near $78,000. The ZIP holds roughly 5,354 housing units. Home values center near $1,036,900, an affordability ratio of 6.3×. Educational attainment sits at 63% bachelor's-or-above. Around 44% of renters are cost-burdened. Owners hold 72% of homes, renters 28%. 3.3% of residents fall below the poverty threshold. About 13,656 people live here, median age 41. DLRadar's demographic-stress index for the area reads 34/100. The vacancy rate is 4.5%.

Net-net, 91377 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.