ZIP 93065 Foreclosure, Tax-Lien & Distress Report

Ventura County, California's ZIP 93065 registers 34/100 composite distress, which DLRadar reads as moderate. What sets it apart are the readings on structural risk (75/100), institutional ownership (61/100), construction/permit lag (49/100). mortgage stress (21/100) stay muted. Structural risk reads 75/100 against active distress of 6/100. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (84/100), FEMA disaster exposure (78/100)).

Prices here sit in a contraction phase: values fell 2.3% over the trailing year, 3.1% off the recent peak, and 12% higher over three years (phase confidence 47/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Owners hold 73% of homes, renters 27%. Around 61% of renters are cost-burdened. Median household income is $113,893, above the U.S. median near $78,000. About 38% have a four-year degree. The demographic-stress sub-score lands at 41/100. 72,585 residents call 93065 home, typically aged 41. There are about 26,225 housing units across 93065. A median home runs $829,000 here, or 6.7 times local income. The poverty rate is 7.5%. Vacancy runs 2.4%.

Taken together, 93065 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 93065 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 93065 runs through one identical public-record model, so its 34/100 sits on the same scale as every other ZIP in Ventura County, California and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 93065 shows blanks, not estimates, wherever the record is sparse.

Each component behind 93065 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 34/100 roll-up. Treat 93065 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.