ZIP 91361 Property Distress & Foreclosure Data

Composite property distress in 91361 (Ventura County, California) lands at 32/100 — moderate on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (86/100), FEMA disaster exposure (77/100). The sharpest non-environmental signals are structural risk (70/100), institutional ownership (61/100), construction/permit lag (31/100). construction/permit lag (31/100) and mortgage stress (23/100) stay muted. Structural risk reads 70/100 against active distress of 7/100.

Prices here sit in a peak phase: values rose 2.2% over the trailing year, and 7% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

18,728 residents call 91361 home, typically aged 51. The typical home is worth about $1,433,300 (10.1× income, severely stretched). There are about 8,295 housing units across 91361. The poverty rate is 6.8% — low. 69% of housing is owner-occupied. Vacancy runs 6.6%. At $131,911, median income runs above typical U.S. levels. Around 60% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 47/100. Rent burden reaches 51% of tenant households.

Overall, 91361 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.