ZIP 91362 Property Distress & Foreclosure Data

Ventura County, California's ZIP 91362 registers 31/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (67/100), institutional ownership (59/100), mortgage stress (22/100). By contrast, mortgage stress (22/100) and construction/permit lag (22/100) register low. The latent-versus-live split is 67/100 structural and 7/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (85/100), FEMA disaster exposure (74/100).

The market reads peak — home values rose 2.3% year on year, and 18% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

Around 42% of renters are cost-burdened. The ZIP holds roughly 14,383 housing units. The vacancy rate is 4.4%. About 36,205 people live here, median age 45. Median household income is $143,683, above the U.S. median near $78,000. Educational attainment sits at 56% bachelor's-or-above. Home values center near $1,116,500, an affordability ratio of 7.5× — stretched. DLRadar's demographic-stress index for the area reads 39/100. 9.1% of residents fall below the poverty threshold. Owners hold 71% of homes, renters 29%.

Net-net, 91362 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.