ZIP 91362 Foreclosure, Tax-Lien & Distress Report

ZIP 91362's composite property-distress score is 32/100 - DLRadar classes that as moderate for Ventura County, California. The sharpest non-environmental signals are structural risk (70/100), institutional ownership (62/100), construction/permit lag (30/100). construction/permit lag (30/100) and mortgage stress (22/100) stay muted. The latent-versus-live split is 70/100 structural and 7/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (84/100), FEMA disaster exposure (79/100).

Prices here sit in a contraction phase: values fell 2.2% over the trailing year, 2.9% off the recent peak, and 18% higher over three years, at 45/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

Around 42% of renters are cost-burdened. There are about 14,383 housing units across 91362. Vacancy runs 4.4%. About 36,205 people live here, median age 45. At $143,683, median income runs above typical U.S. levels. About 56% have a four-year degree. Home values center near $1,116,500, an affordability ratio of 7.5× — stretched. The demographic-stress sub-score lands at 39/100. Roughly 9.1% live below the poverty line. 71% of housing is owner-occupied.

Taken together, 91362 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 91362 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 91362 runs hot or quiet, its 32/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 91362 can be compared directly against any other ZIP in Ventura County, California or nationwide. The score is rebuilt from public data as it updates, so 91362 reflects the current record instead of a stale or modeled snapshot.

Each component behind 91362 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 32/100 roll-up. Practically, 91362 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.