ZIP 93225 Property Distress & Foreclosure Data

Ventura County, California's ZIP 93225 registers 31/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (67/100), institutional ownership (55/100), construction/permit lag (31/100). By contrast, construction/permit lag (31/100) and mortgage stress (20/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (79/100), FEMA disaster exposure (70/100). The latent-versus-live split is 67/100 structural and 6/100 already moving.

The market reads peak — home values rose 2.2% year on year, and 7% lower over three years (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 16.3% — elevated. 65% of housing is owner-occupied. At $47,152, median income runs below typical U.S. levels. Around 26% of adults hold a bachelor's degree or higher. The poverty rate is 20.5% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 48/100. Around 62% of renters are cost-burdened. About 4,532 people live here, median age 45. The ZIP holds roughly 2,354 housing units. The typical home is worth about $354,200 (7.1× income, severely stretched).

Net-net, 93225 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.