ZIP 93225 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 93225 (Ventura County, California) lands at 32/100 — moderate on DLRadar's public-record scoring. What sets it apart are the readings on structural risk (71/100), institutional ownership (55/100), construction/permit lag (47/100). On the quiet end sit mortgage stress (20/100). Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (79/100), FEMA disaster exposure (69/100)). On the structural side it scores 71/100, with 6/100 of stress already active.

The market reads contraction — home values fell 1.8% year on year, 2.3% off the recent peak, and 7% lower over three years, at 43/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

The vacancy rate is 16.3% — elevated. Owners hold 65% of homes, renters 35%. Median household income is $47,152, below the U.S. median near $78,000. Educational attainment sits at 26% bachelor's-or-above. Roughly 20.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 93225 scores 48/100. Around 62% of renters are cost-burdened. Population is roughly 4,532 with a median age of 45. The ZIP holds roughly 2,354 housing units. A median home runs $354,200 here, or 7.1 times local income.

Net-net, 93225 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 93225 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 93225 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 32/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 93225, the field stays empty rather than modeled, and fills in as new documents post.

The 32/100 for 93225 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 93225 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.