ZIP 93225 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 93225 (Ventura County, California) lands at 33/100 — moderate on DLRadar's distress scoring. What sets it apart are the readings on structural risk (72/100), institutional ownership (53/100), construction/permit lag (50/100). On the quiet end sit mortgage stress (20/100). Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (78/100), FEMA disaster exposure (76/100)). On the structural side it scores 72/100, with 6/100 of stress already active.

The market reads contraction — home values fell 1.8% year on year, 2.3% off the recent peak, and 7% lower over three years, at 43/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

The vacancy rate is 16.3% — elevated. Owners hold 65% of homes, renters 35%. Median household income is $47,152, below the U.S. median near $78,000. Educational attainment sits at 26% bachelor's-or-above. Roughly 20.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 93225 scores 48/100. Around 62% of renters are cost-burdened. Population is roughly 4,532 with a median age of 45. The ZIP holds roughly 2,354 housing units. A median home runs $354,200 here, or 7.1 times local income.

Net-net, 93225 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 93225 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 93225 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 33/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 93225, the field stays empty rather than modeled, and fills in as new documents post.

The 33/100 for 93225 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 93225 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.