ZIP 93101 Foreclosure, Tax-Lien & Distress Report
Santa Barbara County, California · High Value market
ZIP code 93101 in Santa Barbara County, California carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic distress index. Structural exposure scores 56 and live distress 5 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (92/100). Its standout signals are structural risk (56/100), institutional ownership (42/100), mortgage stress (18/100). By contrast, mortgage stress (18/100) register low.
The market reads peak — home values rose 2.1% year on year, and 25% higher over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.
Vacancy runs 6.6%. Rent burden reaches 47% of tenant households. The tenure split is 22% owner-occupied to 78% rented. Educational attainment sits at 41% bachelor's-or-above. A median home runs $1,184,000 here, or 14.1 times local income. Roughly 17.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 30,496 people live here, median age 33. The ZIP holds roughly 13,698 housing units. Median household income is $79,868, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 55/100.
On balance 93101 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 93101 is not published yet -- the ZIP-level readings above remain fully sourced.
Because one deterministic model scores every ZIP, 93101's 26/100 can be lined up against any neighbor in Santa Barbara County, California or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 93101, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 26/100 for 93101 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 93101 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 93101 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 93101 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 93101, drawn from the same report attached to each property.
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Keep going: ZIP, county and state distress coverage for Santa Barbara County, California.
Unlock parcel-level detail for ZIP 93101
Every distressed parcel in 93101 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology