ZIP 93105 Foreclosure, Tax-Lien & Distress Report
Santa Barbara County, California · High Value market
Santa Barbara County, California's ZIP 93105 registers 26/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (92/100). The most distinctive pressure shows up in structural risk (56/100), institutional ownership (42/100), mortgage stress (18/100). On the quiet end sit mortgage stress (18/100). On the structural side it scores 56/100, with 5/100 of stress already active.
Prices here sit in a peak phase: values rose 2.1% over the trailing year, and 5% lower over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.
Population is roughly 25,055 with a median age of 48. A median home runs $1,663,000 here, or 11.6 times local income. The vacancy rate is 7.1%. The tenure split is 54% owner-occupied to 46% rented. There are about 11,515 housing units across 93105. Median household income is $129,549, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 49/100. Rent burden reaches 47% of tenant households. Around 60% of adults hold a bachelor's degree or higher. The poverty rate is 8.8%.
Net-net, 93105 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 93105 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Big metro or rural, 93105 runs through one identical public-record model, so its 26/100 sits on the same scale as every other ZIP in Santa Barbara County, California and the nation. 93105 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 93105 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. For an operator, 93105 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 93105
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 93105 distress snapshot
Current distress, phase, housing and lender-pressure figures for 93105, drawn from the same report attached to each property.
Santa Barbara County ZIPs near 93105
Related reports across Santa Barbara County, California
Other reports tied to Santa Barbara County, California — ZIP, county and statewide.
Unlock the full ZIP 93105 acquisition report
See who owns each distressed property in 93105, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Deterministic scoring, sourced entirely from public data · methodology