Santa Barbara County, CA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Santa Barbara County, California? DLRadar grades every Santa Barbara County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 32/100. Here is the 2026 Santa Barbara County breakdown.
- Santa Barbara County's most distressed ZIP is 93252 at 32/100.
- 25 ZIP codes tracked in Santa Barbara County, averaging 26/100 distress.
- Santa Barbara County reads peak — home values up 2.1% year over year.
- Vacancy runs 10.2% across Santa Barbara County's tracked ZIPs, with a 11% poverty rate.
- The typical Santa Barbara County home is worth about $1,063,605 against a ~$98,926 median income.
- Lending headwind in Santa Barbara County sits at 55/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 93252 | 32/100 |
| 2 | 93013 | 27/100 |
| 3 | 93067 | 26/100 |
| 4 | 93101 | 26/100 |
| 5 | 93103 | 26/100 |
| 6 | 93105 | 26/100 |
| 7 | 93106 | 26/100 |
| 8 | 93108 | 26/100 |
| 9 | 93109 | 26/100 |
| 10 | 93110 | 26/100 |
| 11 | 93111 | 26/100 |
| 12 | 93117 | 26/100 |
Most distressed ZIP codes in Santa Barbara County (composite distress 0-100, 2026)
What is driving Santa Barbara County distress
Nothing here is estimated: Santa Barbara County is scored from filings alone, and its ZIPs average 26/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Santa Barbara County market phase and pricing
DLRadar places Santa Barbara County in peak; prices moved up 2.1% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Santa Barbara County
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Frequently asked questions
Which ZIP code leads Santa Barbara County on distress?
ZIP 93252 leads Santa Barbara County at 32/100, recomputed monthly from public records.
Which phase does Santa Barbara County sit in right now?
Santa Barbara County is classified peak with a 2.1% year-over-year increase, following the FHFA House Price Index.
Where does the Santa Barbara County data come from?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 25 ZIP codes in Santa Barbara County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Santa Barbara County ZIP codes?
The county figure is a blend, not a description. Across the Santa Barbara County ZIPs DLRadar ranks, scores run from 32/100 in 93252 down to 26/100 in 93117, against a Santa Barbara County average of 26/100. With 6 points between best and worst, county-level targeting in Santa Barbara County wastes effort.
What do Santa Barbara County home values and vacancy say about distressed supply?
The typical Santa Barbara County home carries about $1,063,605 of value against a median household income near $98,926. Vacancy across Santa Barbara County's tracked ZIPs runs 10.2% and the poverty rate is 11%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Santa Barbara County's foreclosure and tax-lien filings and its 55/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.