ZIP 93455 Property Distress & Foreclosure Data

Santa Barbara County, California's ZIP 93455 registers 32/100 composite distress, which DLRadar reads as moderate. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (92/100). The most distinctive pressure shows up in structural risk (72/100), construction/permit lag (53/100), institutional ownership (48/100). mortgage stress (18/100) stay muted. Structural risk reads 72/100 against active distress of 5/100.

Prices here sit in a peak phase: values rose 2.9% over the trailing year, 1.7% off the recent peak, and 16% higher over three years, at 24/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

44,350 residents call 93455 home, typically aged 39. Rent burden reaches 44% of tenant households. There are about 16,071 housing units across 93455. About 32% have a four-year degree. The tenure split is 78% owner-occupied to 22% rented. Vacancy runs 3.8%. On demographic stress specifically, 93455 scores 34/100. Roughly 7.2% live below the poverty line, a low share typical of higher-equity areas. A median home runs $610,300 here, or 5.3 times local income. Households earn a median $108,501 — above the roughly $78,000 national figure.

Overall, 93455 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.