ZIP 93430 Property Distress & Foreclosure Data

DLRadar grades ZIP 93430 (San Luis Obispo County, California) at a low 29/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (96/100)). The latent-versus-live split is 62/100 structural and 4/100 already moving. Property-level stress concentrates in construction/permit lag (75/100), structural risk (62/100), institutional ownership (33/100). On the quiet end sit institutional ownership (33/100) and mortgage stress (14/100).

The neutral-phase market in 93430 posted values that rose 4.5% over the year, and 5% higher over three years (phase confidence 40/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $86,354, near the U.S. median near $78,000. Home values center near $1,018,200, an affordability ratio of 11.2× — stretched. 6.2% of residents fall below the poverty threshold. Educational attainment sits at 43% bachelor's-or-above. Around 32% of renters are cost-burdened. The ZIP holds roughly 2,719 housing units. DLRadar's demographic-stress index for the area reads 50/100. Owners hold 60% of homes, renters 40%. Population is roughly 3,257 with a median age of 60. The vacancy rate is 41.3% — elevated.

On the whole, 93430 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.