ZIP 93430 Foreclosure, Tax-Lien & Distress Report

San Luis Obispo County, California's ZIP 93430 registers 25/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (96/100). Latent structural risk is 53/100 while live distress already moving reads 4/100. Leading the profile are structural risk (53/100), construction/permit lag (44/100), institutional ownership (27/100). On the quiet end sit institutional ownership (27/100) and mortgage stress (14/100).

Prices here sit in a neutral phase: values rose 3.7% over the trailing year, and 5% higher over three years, at 32/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $86,354, median income runs near typical U.S. levels. A median home runs $1,018,200 here, or 11.2 times local income. Roughly 6.2% live below the poverty line, a low share typical of higher-equity areas. Around 43% of adults hold a bachelor's degree or higher. Rent burden reaches 32% of tenant households. There are about 2,719 housing units across 93430. On demographic stress specifically, 93430 scores 50/100. The tenure split is 60% owner-occupied to 40% rented. About 3,257 people live here, median age 60. The vacancy rate is 41.3% — elevated.

On the whole, 93430 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 93430 at the moment; the composite and its components are still built from verifiable public records.

The 93430 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 93430 stays directly comparable to neighboring ZIPs and the rest of San Luis Obispo County, California. Every figure is auditable to a public dataset and refreshed on ingest; 93430 shows blanks, not estimates, wherever the record is sparse.

93430's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 93430 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.