ZIP 93422 Foreclosure, Tax-Lien & Distress Report
San Luis Obispo County, California · High Value market
Composite property distress in 93422 (San Luis Obispo County, California) lands at 24/100 — low on DLRadar's distress scoring. Environmental exposure also runs high (climate & FEMA risk (96/100)). Property-level stress concentrates in structural risk (51/100), construction/permit lag (35/100), institutional ownership (28/100). institutional ownership (28/100) and mortgage stress (14/100) stay muted. The latent-versus-live split is 51/100 structural and 4/100 already moving.
The neutral-phase market in 93422 posted values that rose 3.7% over the year, and 16% higher over three years, at 32/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
Population is roughly 33,512 with a median age of 41. A median home runs $737,600 here, or 7.7 times local income. Rent burden reaches 42% of tenant households. DLRadar's demographic-stress index for the area reads 43/100. Owners hold 65% of homes, renters 35%. Median household income is $89,916, above the U.S. median near $78,000. There are about 13,512 housing units across 93422. 9.7% of residents fall below the poverty threshold. The vacancy rate is 4.3%. Around 31% of adults hold a bachelor's degree or higher.
On balance, 93422 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Parcel-level detail for 93422 is not published yet -- the ZIP-level readings above remain fully sourced.
No ZIP is too small to score: 93422 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. 93422 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 24/100 figure for 93422 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 93422 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 93422
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 93422 by the numbers
The live 93422 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Adjacent San Luis Obispo County ZIP reports
Nearest ZIP codes to 93422
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 93422
Related ZIP, county and statewide reads linked to San Luis Obispo County, California.
Open the complete 93422 acquisition file
The full 93422 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology