ZIP 93422 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 93422 (San Luis Obispo County, California) lands at 25/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (96/100)). Property-level stress concentrates in structural risk (53/100), construction/permit lag (44/100), institutional ownership (27/100). institutional ownership (27/100) and mortgage stress (14/100) stay muted. The latent-versus-live split is 53/100 structural and 4/100 already moving.

The neutral-phase market in 93422 posted values that rose 3.7% over the year, and 16% higher over three years, at 32/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Population is roughly 33,512 with a median age of 41. A median home runs $737,600 here, or 7.7 times local income. Rent burden reaches 42% of tenant households. DLRadar's demographic-stress index for the area reads 43/100. Owners hold 65% of homes, renters 35%. Median household income is $89,916, above the U.S. median near $78,000. There are about 13,512 housing units across 93422. 9.7% of residents fall below the poverty threshold. The vacancy rate is 4.3%. Around 31% of adults hold a bachelor's degree or higher.

Overall, 93422 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 93422 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 93422 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. 93422 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 25/100 figure for 93422 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 93422 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.