ZIP 95032 Property Distress & Foreclosure Data

DLRadar grades ZIP 95032 (Santa Clara County, California) at a low 20/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (65/100)). The latent-versus-live split is 44/100 structural and 2/100 already moving. Property-level stress concentrates in structural risk (44/100), institutional ownership (15/100), mortgage stress (6/100). On the quiet end sit mortgage stress (6/100) and construction/permit lag (3/100).

The peak-phase market in 95032 posted values that held roughly flat over the year, and 4% lower over three years (phase confidence 12/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $195,188, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 43/100. Around 31% of renters are cost-burdened. Owners hold 63% of homes, renters 37%. Educational attainment sits at 76% bachelor's-or-above. Home values center near $2,000,000, an affordability ratio of 10.3× — stretched. The ZIP holds roughly 10,966 housing units. Population is roughly 27,682 with a median age of 45. 3.8% of residents fall below the poverty threshold. The vacancy rate is 5.7%.

On balance 95032 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.