ZIP 94018 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 94018 (San Mateo County, California) at a low 27/100 for overall property distress. The split runs 60/100 structural to 2/100 active on the ground. Leading the profile are construction/permit lag (64/100), structural risk (60/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (8/100). Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (73/100)).

The market reads peak — home values held roughly flat year on year, and 1% higher over three years (phase confidence 12/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 1,576 housing units. On demographic stress specifically, 94018 scores 35/100. Population is roughly 3,404 with a median age of 49. Educational attainment sits at 50% bachelor's-or-above. Vacancy runs 2.3%. Median household income is $225,763, above the U.S. median near $78,000. 81% of housing is owner-occupied. Around 53% of renters are cost-burdened. The typical home is worth about $1,430,200 (6.2× income). Roughly 3.7% live below the poverty line, a low share typical of higher-equity areas.

Net-net, 94018 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 94018 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 94018 runs hot or quiet, its 27/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 94018 can be compared directly against any other ZIP in San Mateo County, California or nationwide. Where the public record is thin for 94018, the field stays empty rather than modeled, and fills in as new documents post.

Behind 94018's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 94018 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.