ZIP 94037 Foreclosure, Tax-Lien & Distress Report

In San Mateo County, California, ZIP 94037 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (64/100), structural risk (60/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low. On the structural side it scores 60/100, with 2/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (73/100).

The peak-phase market in 94037 posted values that held roughly flat over the year, and 23% higher over three years, at 12/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $201,367 — above the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 30/100. The poverty rate is 3.6% — low. Around 0% of renters are cost-burdened. 90% of housing is owner-occupied. About 62% have a four-year degree. The ZIP holds roughly 1,211 housing units. The vacancy rate is 13.5% — elevated. A median home runs $1,580,700 here, or 7.3 times local income. 2,897 residents call 94037 home, typically aged 56.

Taken together, 94037 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 94037 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. 94037 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

94037's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 94037 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.