ZIP 94044 Foreclosure, Tax-Lien & Distress Report
San Mateo County, California · High Value market
ZIP 94044's composite property-distress score is 27/100 - DLRadar classes that as low for San Mateo County, California. What sets it apart are the readings on construction/permit lag (64/100), structural risk (60/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low. The latent-versus-live split is 60/100 structural and 2/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (73/100).
The market reads peak — home values held roughly flat year on year, and 1% higher over three years, at 12/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Vacancy runs 4.3%. 6.2% of residents fall below the poverty threshold. Rent burden reaches 45% of tenant households. The demographic-stress sub-score lands at 41/100. The ZIP holds roughly 14,678 housing units. About 37,540 people live here, median age 44. At $156,658, median income runs above typical U.S. levels. Home values center near $1,249,800, an affordability ratio of 7.7× — stretched. Educational attainment sits at 49% bachelor's-or-above. Owners hold 68% of homes, renters 32%.
Overall, 94044 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 94044 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Because one deterministic model scores every ZIP, 94044's 27/100 can be lined up against any neighbor in San Mateo County, California or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 94044 reflects the current record instead of a stale or modeled snapshot.
The 27/100 figure for 94044 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 94044 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 94044’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
94044 at a glance
The live 94044 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
San Mateo County ZIPs near 94044
Explore related distress reports
Related ZIP, county and statewide reads linked to San Mateo County, California.
The complete 94044 distress and acquisition report
The full 94044 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology