ZIP 94020 Property Distress & Foreclosure Data

Composite property distress in 94020 (San Mateo County, California) lands at 20/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (73/100). The latent-versus-live split is 44/100 structural and 2/100 already moving. The sharpest non-environmental signals are structural risk (44/100), institutional ownership (17/100), mortgage stress (8/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low.

The market reads peak — home values rose 1.2% year on year, and 9% higher over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

Around 37% of renters are cost-burdened. The vacancy rate is 22.1% — elevated. At $250,001, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 27/100. Around 76% of adults hold a bachelor's degree or higher. The typical home is worth about $995,900 (4.6× income). The ZIP holds roughly 1,008 housing units. About 1,745 people live here, median age 52. The poverty rate is 3.3% — low. 79% of housing is owner-occupied.

Net-net, 94020 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.