ZIP 94002 Property Distress & Foreclosure Data

Composite property distress in 94002 (San Mateo County, California) lands at 20/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (44/100), institutional ownership (17/100), mortgage stress (8/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (73/100). The latent-versus-live split is 44/100 structural and 2/100 already moving.

The market reads peak — home values rose 1.2% year on year, and 10% lower over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 11,437 housing units. The demographic-stress sub-score lands at 45/100. Around 69% of adults hold a bachelor's degree or higher. Around 34% of renters are cost-burdened. The poverty rate is 6.6% — low. About 27,730 people live here, median age 40. The typical home is worth about $2,000,000 (9.8× income, severely stretched). 56% of housing is owner-occupied. At $204,573, median income runs above typical U.S. levels. The vacancy rate is 6.2%.

Net-net, 94002 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.