ZIP 94127 Property Distress & Foreclosure Data

In San Francisco County, California, ZIP 94127 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (72/100). The latent-versus-live split is 44/100 structural and 3/100 already moving. Its standout signals are structural risk (44/100), institutional ownership (17/100), mortgage stress (8/100). institutional ownership (17/100) and mortgage stress (8/100) stay muted.

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 9% higher over three years (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $205,429 — above the roughly $78,000 national figure. Roughly 5.5% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 94127 scores 39/100. About 67% have a four-year degree. Around 24% of renters are cost-burdened. A median home runs $1,847,400 here, or 9.2 times local income. The tenure split is 82% owner-occupied to 18% rented. 20,710 residents call 94127 home, typically aged 48. The vacancy rate is 5.4%. The ZIP holds roughly 7,673 housing units.

Overall, 94127 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.