ZIP 94127 Foreclosure, Tax-Lien & Distress Report
San Francisco County, California · High Value market
ZIP 94127's composite property-distress score is 22/100 - DLRadar classes that as low for San Francisco County, California. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (72/100). Structurally it carries 50/100, against 3/100 of stress already in motion. Its standout signals are structural risk (50/100), construction/permit lag (22/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (8/100) register low.
The market reads peak — home values held roughly flat year on year, and 9% higher over three years (phase confidence 12/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Households earn a median $205,429 — above the roughly $78,000 national figure. 5.5% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 39/100. About 67% have a four-year degree. Rent burden reaches 24% of tenant households. Home values center near $1,847,400, an affordability ratio of 9.2× — stretched. 82% of housing is owner-occupied. 20,710 residents call 94127 home, typically aged 48. Vacancy runs 5.4%. The ZIP holds roughly 7,673 housing units.
On balance 94127 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 94127 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 94127 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 22/100 figure for 94127 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 94127 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 94127
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 94127 by the numbers
The live 94127 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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The complete 94127 distress and acquisition report
Pull every distressed parcel in 94127 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.
Deterministic scoring, sourced entirely from public data · methodology