ZIP 94104 Foreclosure, Tax-Lien & Distress Report
San Francisco County, California · Distress market
ZIP 94104's composite property-distress score is 21/100 - DLRadar classes that as low for San Francisco County, California. The latent-versus-live split is 46/100 structural and 0/100 already moving. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (83/100)). Property-level stress concentrates in structural risk (46/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) register low.
The market reads peak — home values held roughly flat year on year (phase confidence 12/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
About 48% have a four-year degree. 31% of housing is owner-occupied. The vacancy rate is 10.5%. About 478 people live here, median age 54. There are about 301 housing units across 94104. The poverty rate is 12.6%. At $49,896, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 52/100. Around 44% of renters are cost-burdened.
On balance 94104 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 94104 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Big metro or rural, 94104 runs through one identical scoring model, so its 21/100 sits on the same scale as every other ZIP in San Francisco County, California and the nation. Nothing here is interpolated — where a source is thin for 94104, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 21/100 for 94104 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 94104 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 94104’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 94104 Stress Report snapshot
The live 94104 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other San Francisco County ZIP codes
Nearest ZIP codes to 94104
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Keep going: ZIP, county and state distress coverage for San Francisco County, California.
Get the full acquisition report for 94104
The full 94104 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Built from public records, scored the same way everywhere · methodology