San Francisco County, CA: Foreclosures, Tax Liens & Distressed Properties

San Francisco County, CA, California: 30 ZIP codes scored, San Francisco County, CA averaging 21/100 (low, San Francisco, CA), from 21 to 28. San Francisco County, CA is in its peak phase (San Francisco, CA confidence 12/100): San Francisco, CA home prices up 0.4% (San Francisco, CA) over twelve months. San Francisco County, CA lender headwind: 59/100.

Highest-scoring San Francisco County, CA ZIPs: 94920 (28/100), 94102 (21/100), 94103 (21/100), 94104 (21/100), 94105 (21/100), 94107 (21/100). Also scored in San Francisco County, CA: 94108, 94109, 94110, 94111, 94112, 94114, 94115, 94116, 94117, 94118.

Across San Francisco County, CA's scored ZIPs: median home value $1,449,754, household income $143,164, 11.3% vacancy, 11.1% poverty, 37% owner-occupied, median age 40.5.

San Francisco County, CA insurance distress 28/100 (#1,652 in the US); FEMA hazard 0/100 for San Francisco, CA; 5 San Francisco, CA NFIP flood claims, $317K paid.

46 banks with 195 branches lend in San Francisco County, CA; San Francisco, CA weighted bank stress 67/100, highest 90/100 in San Francisco, CA.

San Francisco County, CA unemployment 4.2% (San Francisco, CA +0.2 pts, six months); 1,654 new housing units permitted in San Francisco County, CA over twelve months, San Francisco, CA up 55% from 1,068; San Francisco, CA home prices +4.1% a year (San Francisco, CA) over three years.

414,602 housing units in San Francisco County, CA; 223,040 San Francisco, CA renter households; 36% of San Francisco, CA renters spend 30%+ of income on rent, 18% (San Francisco, CA) half or more.

San Francisco County, CA ranks #2,202 nationally on the opportunity index (San Francisco, CA, among all ranked counties); San Francisco, CA scores 27.0/100 and San Francisco, CA sits #30 inside California. San Francisco, CA is in the weak opportunity phase; San Francisco, CA's primary driver is bank institutional, San Francisco, CA second driver vacancy; San Francisco, CA moved down 125 places. 68 short-sale listings across San Francisco, CA; 89 days on market observed in San Francisco, CA; 10.8% vacancy over 30 San Francisco, CA ZIPs.

0.3% of San Francisco County, CA mortgages were ninety-plus days late in December 2025; San Francisco, CA's thirty-to-eighty-nine-day share was 0.4% (CFPB county sample). San Francisco, CA's ninety-day rate is up 0.2 points on twelve months earlier; the San Francisco, CA peak since 2008 was 3.2% in March 2010; California overall reads 0.5%.

San Francisco County, CA has 21 watched banks; 21 San Francisco, CA banks sit in an elevated band. San Francisco, CA footprints: East West Bank (9 branches, stress 56) in San Francisco, CA; Bank Of The Orient (3 branches, stress 71) in San Francisco, CA; Cathay Bank (3 branches, stress 51) in San Francisco, CA.

HUD lists 45 assisted multifamily properties in San Francisco County, CA with 3,859 units; 2,913 San Francisco, CA units are assisted, 19 San Francisco, CA properties under project-based Section 8.

50,632 of the 414,602 housing units in San Francisco, CA sit vacant. San Francisco County, CA permitted 1,607 multifamily units in twelve months; San Francisco, CA's one-to-four unit structures added 47 units in San Francisco County, CA.