ZIP 94123 Foreclosure, Tax-Lien & Distress Report
San Francisco County, California · High Vacancy market
On DLRadar's 0-100 distress scale, ZIP 94123 in San Francisco County, California comes in at 21, a low composite-distress reading. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (83/100). Latent structural risk is 46/100 while live distress already moving reads 3/100. Leading the profile are structural risk (46/100), institutional ownership (19/100), mortgage stress (8/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low.
The market reads peak — home values held roughly flat year on year, and 2% higher over three years, at 12/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Households earn a median $222,689 — above the roughly $78,000 national figure. Vacancy runs 15.9%, above the national norm and a classic distress-and-opportunity signal. Roughly 4.5% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 15,129 housing units. The typical home is worth about $2,000,000 (9.0× income, severely stretched). Educational attainment sits at 86% bachelor's-or-above. Around 18% of renters are cost-burdened. Owners hold 29% of homes, renters 71%. DLRadar's demographic-stress index for the area reads 41/100. Population is roughly 24,518 with a median age of 33.
Taken together, 94123 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 94123 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Big metro or rural, 94123 runs through one identical scoring model, so its 21/100 sits on the same scale as every other ZIP in San Francisco County, California and the nation. 94123 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 21/100 for 94123 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 94123 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 94123’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
94123 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 94123, the same set carried on every parcel.
Adjacent San Francisco County ZIP reports
Nearest ZIP codes to 94123
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across San Francisco County, California
More ZIP, county and state distress intelligence connected to San Francisco County, California.
Unlock the full ZIP 94123 acquisition report
See who owns each distressed property in 94123, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology