ZIP 94123 Property Distress & Foreclosure Data

DLRadar grades ZIP 94123 (San Francisco County, California) at a low 20/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (72/100)). The latent-versus-live split is 44/100 structural and 3/100 already moving. Property-level stress concentrates in structural risk (44/100), institutional ownership (17/100), mortgage stress (8/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (8/100).

The peak-phase market in 94123 posted values that rose 1.2% over the year, and 2% higher over three years (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $222,689, above the U.S. median near $78,000. The vacancy rate is 15.9% — elevated. 4.5% of residents fall below the poverty threshold. The ZIP holds roughly 15,129 housing units. Home values center near $2,000,000, an affordability ratio of 9.0× — stretched. Educational attainment sits at 86% bachelor's-or-above. Around 18% of renters are cost-burdened. Owners hold 29% of homes, renters 71%. DLRadar's demographic-stress index for the area reads 41/100. Population is roughly 24,518 with a median age of 33.

On the whole, 94123 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.