ZIP 94103 Property Distress & Foreclosure Data

ZIP code 94103 in San Francisco County, California carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (44/100), institutional ownership (17/100), mortgage stress (8/100). institutional ownership (17/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (72/100). On the structural side it scores 44/100, with 3/100 of stress already active.

Prices here sit in a peak phase: values rose 1.2% over the trailing year (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $122,339 — above the roughly $78,000 national figure. Roughly 19.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 19% owner-occupied to 81% rented. On demographic stress specifically, 94103 scores 48/100. Around 30% of renters are cost-burdened. 33,524 residents call 94103 home, typically aged 36. About 56% have a four-year degree. The vacancy rate is 17.1% — elevated. A median home runs $1,022,800 here, or 8.6 times local income. The ZIP holds roughly 21,609 housing units.

Taken together, 94103 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.