ZIP 94131 Property Distress & Foreclosure Data

In San Francisco County, California, ZIP 94131 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 44 and live distress 3 on the 0–100 scale. Its standout signals are structural risk (44/100), institutional ownership (17/100), mortgage stress (8/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (72/100).

The market reads peak — home values rose 1.2% year on year, and 10% higher over three years, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 27,809 people live here, median age 41. The typical home is worth about $1,713,300 (8.8× income, severely stretched). 54% of housing is owner-occupied. Vacancy runs 9.3%. There are about 13,920 housing units across 94131. Around 78% of adults hold a bachelor's degree or higher. At $198,779, median income runs above typical U.S. levels. Rent burden reaches 25% of tenant households. The poverty rate is 6.0% — low. The demographic-stress sub-score lands at 39/100.

Net-net, 94131 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.