ZIP 94131 Foreclosure, Tax-Lien & Distress Report
San Francisco County, California · High Value market
ZIP 94131's composite property-distress score is 21/100 - DLRadar classes that as low for San Francisco County, California. Structurally it carries 46/100, against 3/100 of stress already in motion. The sharpest non-environmental signals are structural risk (46/100), institutional ownership (19/100), mortgage stress (8/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100). It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (83/100).
The market reads peak — home values held roughly flat year on year, and 10% higher over three years (phase confidence 12/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
About 27,809 people live here, median age 41. A median home runs $1,713,300 here, or 8.8 times local income. Owners hold 54% of homes, renters 46%. The vacancy rate is 9.3%. There are about 13,920 housing units across 94131. Educational attainment sits at 78% bachelor's-or-above. At $198,779, median income runs above typical U.S. levels. Rent burden reaches 25% of tenant households. The poverty rate is 6.0% — low. On demographic stress specifically, 94131 scores 39/100.
Overall, 94131 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 94131 at the moment; the composite and its components are still built from verifiable records.
Because one deterministic model scores every ZIP, 94131's 21/100 can be lined up against any neighbor in San Francisco County, California or any ZIP coast to coast. Where the record is thin for 94131, the field stays empty rather than modeled, and fills in as new documents post.
Behind 94131's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 94131 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 94131
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 94131 by the numbers
The live 94131 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Adjacent San Francisco County ZIP reports
Nearest ZIP codes to 94131
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Keep going: ZIP, county and state distress coverage for San Francisco County, California.
Unlock the full ZIP 94131 acquisition report
The full 94131 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
No modelling: every input is a public record · methodology