ZIP 94116 Foreclosure, Tax-Lien & Distress Report
San Francisco County, California · High Value market
DLRadar grades ZIP 94116 (San Francisco County, California) at a low 21/100 for overall property distress. Property-level stress concentrates in structural risk (46/100), institutional ownership (19/100), mortgage stress (8/100). institutional ownership (19/100) and mortgage stress (8/100) stay muted. Structural risk reads 46/100 against active distress of 3/100. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (83/100).
Prices here sit in a peak phase: values held roughly flat over the trailing year, and 12% higher over three years (phase confidence 12/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Around 31% of renters are cost-burdened. 6.9% of residents fall below the poverty threshold. At $152,587, median income runs above typical U.S. levels. About 57% have a four-year degree. Owners hold 74% of homes, renters 26%. Home values center near $1,502,700, an affordability ratio of 9.5× — stretched. Vacancy runs 6.4%. There are about 16,546 housing units across 94116. DLRadar's demographic-stress index for the area reads 43/100. 42,523 residents call 94116 home, typically aged 45.
Net-net, 94116 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 94116 is not published yet -- the ZIP-level readings above remain fully sourced.
No ZIP is too small to score: 94116 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 94116 shows as blanks, never estimates, and the score updates on every fresh public filing.
94116's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 94116 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 94116’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 94116 by the numbers
94116 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Adjacent San Francisco County ZIP reports
Nearest ZIP codes to 94116
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across San Francisco County, California
More ZIP, county and state distress intelligence connected to San Francisco County, California.
The complete 94116 distress and acquisition report
Every distressed parcel in 94116 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
No modelling: every input is a public record · methodology