ZIP 94116 Property Distress & Foreclosure Data

San Francisco County, California's ZIP 94116 registers 20/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (44/100), institutional ownership (17/100), mortgage stress (8/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low. The latent-versus-live split is 44/100 structural and 3/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (72/100).

The market reads peak — home values rose 1.2% year on year, and 12% higher over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

Around 31% of renters are cost-burdened. The poverty rate is 6.9% — low. At $152,587, median income runs above typical U.S. levels. Around 57% of adults hold a bachelor's degree or higher. 74% of housing is owner-occupied. The typical home is worth about $1,502,700 (9.5× income, severely stretched). The vacancy rate is 6.4%. The ZIP holds roughly 16,546 housing units. The demographic-stress sub-score lands at 43/100. About 42,523 people live here, median age 45.

Net-net, 94116 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.