ZIP 94121 Property Distress & Foreclosure Data

ZIP code 94121 in San Francisco County, California carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (72/100). On the structural side it scores 44/100, with 3/100 of stress already active. What sets it apart are the readings on structural risk (44/100), institutional ownership (17/100), mortgage stress (8/100). institutional ownership (17/100) and mortgage stress (8/100) stay muted.

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 21% higher over three years (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Roughly 8.3% live below the poverty line. On demographic stress specifically, 94121 scores 47/100. Households earn a median $138,353 — above the roughly $78,000 national figure. The ZIP holds roughly 19,777 housing units. Around 31% of renters are cost-burdened. About 64% have a four-year degree. 42,987 residents call 94121 home, typically aged 44. A median home runs $1,611,400 here, or 11.8 times local income. The tenure split is 43% owner-occupied to 57% rented. The vacancy rate is 7.9%.

Overall, 94121 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.