ZIP 94118 Property Distress & Foreclosure Data

In San Francisco County, California, ZIP 94118 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (72/100). On the structural side it scores 44/100, with 3/100 of stress already active. Its standout signals are structural risk (44/100), institutional ownership (17/100), mortgage stress (8/100). institutional ownership (17/100) and mortgage stress (8/100) stay muted.

Prices here sit in a peak phase: values rose 1.2% over the trailing year (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $159,550 — above the roughly $78,000 national figure. The ZIP holds roughly 19,266 housing units. The vacancy rate is 10.8%. About 72% have a four-year degree. Roughly 6.3% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 36% owner-occupied to 64% rented. On demographic stress specifically, 94118 scores 46/100. A median home runs $1,784,700 here, or 11.4 times local income. Around 26% of renters are cost-burdened. 39,275 residents call 94118 home, typically aged 39.

Overall, 94118 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.