San Francisco County, CA: Home-Insurance Distress & Forced-Sale Pressure
San Francisco County, CA: 28/100 (moderate) home-insurance distress; San Francisco, CA band LOW; San Francisco, CA #1,652 of 3,222 counties; San Francisco, CA #25 of 58 in California; raw San Francisco, CA 33.4; San Francisco, CA coverage multiplier 0.85.
FEMA hazard, San Francisco, CA: 0/100; San Francisco, CA declarations, three years: none; San Francisco, CA five-year count 6 (severity 6.0); San Francisco, CA ten-year 6.
Declared incidents on the San Francisco, CA record: 2023 Severe Storm 3; 2023 Flood 3 (San Francisco, CA).
NFIP claims, San Francisco, CA, three years: 5; San Francisco, CA payouts $317,047; per San Francisco, CA claim $63,409; San Francisco, CA claim-stress 83/100.
San Francisco, CA monthly score rose, 25 (March 2026) to 28 (October 2026); San Francisco, CA by month: March 25, April 25, May 24, June 24 (San Francisco, CA), July 24, August 24, September 24, October 28.
San Francisco, CA components: NFIP claims 83; San Francisco, CA retreat index 28; San Francisco, CA climate multiplier 0.85.
Construction distress, San Francisco, CA: 0/100 as of August 2026 (San Francisco, CA: 0/100 one-to-four unit, 0/100 multifamily).
San Francisco, CA ZIPs, June 2026 (San Francisco, CA, 16 highest): score 0 (San Francisco, CA), climate 100 (San Francisco, CA): 94102, 94103, 94104, 94105, San Francisco, CA 94107, 94108, 94109, 94110, San Francisco, CA 94111, 94112, 94114, 94115, San Francisco, CA 94116, 94117, 94118, 94121.
DLRadar rescores San Francisco, CA monthly; San Francisco, CA readings join San Francisco, CA foreclosure, lien and ownership parcels (San Francisco, CA), so cost-squeezed San Francisco, CA owners surface before listing.
Inside California, San Francisco County ranks 25th of 58 counties for home-insurance distress at 28/100; Orange County (29/100) sits just above San Francisco County, and Sacramento County (28/100) sits just below San Francisco County.
Deterministic. Every San Francisco County, CA signal traces to a public San Francisco dataset (FEMA, NFIP, Census for San Francisco, CA) · how insurance distress works in San Francisco, CA · methodology
FAQ: San Francisco County, CA insurance distress
What is the San Francisco County, CA home-insurance-distress score?
San Francisco, CA: 28/100 (LOW), #1,652 of 3,222, #25 in California. FEMA hazard, San Francisco, CA: 0/100; NFIP stress, San Francisco, CA: 83/100; construction, San Francisco, CA: 0/100; San Francisco, CA rescores monthly.
Is San Francisco County insurance distress getting better or worse (CA)?
San Francisco, CA: 25 in March 2026; San Francisco, CA: 28 in October 2026 (worse); San Francisco, CA NFIP claims score 83.
How many flood-insurance claims has San Francisco County, CA had?
San Francisco, CA: 5 NFIP claims, three years; San Francisco, CA paid $317,047; per San Francisco, CA claim $63,409; carriers reprice San Francisco, CA against that record.
Which San Francisco County ZIP codes carry the most insurance distress (CA)?
San Francisco, CA, June 2026: 94102 at 0, 94103 at 0, 94104 at 0, 94105 at 0; San Francisco, CA climate scores there: 100, 100, 100, 100.
Why does San Francisco, CA insurance distress create sellers?
A San Francisco, CA premium outruns the San Francisco, CA budget; a carrier leaves San Francisco, CA; San Francisco, CA carrying cost passes plan; San Francisco, CA owners sell while current; San Francisco, CA insurance distress leads San Francisco, CA foreclosure data.