ZIP 94938 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 94938 in Marin County, California comes in at 28, a low composite-distress reading. Property-level stress concentrates in structural risk (64/100), construction/permit lag (63/100), institutional ownership (22/100). On the quiet end sit institutional ownership (22/100). Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (96/100)). Structurally it carries 64/100, against 0/100 of stress already in motion.

The market reads peak — home values held roughly flat year on year, and 45% higher over three years, at 12/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 57% of renters are cost-burdened. The poverty rate is 4.4% — low. The vacancy rate is 17.2% — elevated. On demographic stress specifically, 94938 scores 37/100. About 72% have a four-year degree. Home values center near $1,149,700, an affordability ratio of 6.7×. Households earn a median $150,250 — above the roughly $78,000 national figure. Population is roughly 540 with a median age of 48. 71% of housing is owner-occupied. There are about 300 housing units across 94938.

On the whole, 94938 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 94938 at the moment; the composite and its components are still built from verifiable records.

Whether 94938 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 94938 can be compared directly against any other ZIP in Marin County, California or nationwide. Sparse data for 94938 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 28/100 figure for 94938 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 94938 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.