ZIP 94904 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 94904 in Marin County, California comes in at 28, a low composite-distress reading. The split runs 64/100 structural to 3/100 active on the ground. Its heaviest discrete signals: construction/permit lag (66/100), structural risk (64/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (9/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (94/100).

The market reads peak — home values held roughly flat year on year, and 14% higher over three years (phase confidence 12/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

13,043 residents call 94904 home, typically aged 51. There are about 5,975 housing units across 94904. Owners hold 64% of homes, renters 36%. The vacancy rate is 5.5%. The typical home is worth about $2,000,000 (12.4× income, severely stretched). Educational attainment sits at 70% bachelor's-or-above. Around 52% of renters are cost-burdened. 5.3% of residents fall below the poverty threshold. At $161,875, median income runs above typical U.S. levels. DLRadar's demographic-stress index for the area reads 46/100.

Net-net, 94904 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 94904 read uses the identical public-record model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 94904 stays directly comparable to neighboring ZIPs and the rest of Marin County, California. Where the public record is thin for 94904, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 94904 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. Treat 94904 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.