ZIP 94940 Foreclosure, Tax-Lien & Distress Report

In Marin County, California, ZIP 94940 scores 28 of 100 for composite distress, a low level on DLRadar's distress index. The split runs 64/100 structural to 3/100 active on the ground. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (96/100). The sharpest non-environmental signals are structural risk (64/100), construction/permit lag (63/100), institutional ownership (22/100). On the quiet end sit institutional ownership (22/100) and mortgage stress (9/100).

The peak-phase market in 94940 posted values that held roughly flat over the year (phase confidence 12/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Educational attainment sits at 100% bachelor's-or-above. 54% of housing is owner-occupied. The poverty rate is 0.0% — low. On demographic stress specifically, 94940 scores 53/100. The vacancy rate is 34.9% — elevated. 275 residents call 94940 home, typically aged 57. A median home runs $2,000,000 here. Rent burden reaches 100% of tenant households. There are about 162 housing units across 94940.

Net-net, 94940 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 94940 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 94940 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 94940 reflects the current record instead of a stale or modeled snapshot.

The 28/100 figure for 94940 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 94940 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.