ZIP 94971 Foreclosure, Tax-Lien & Distress Report

ZIP 94971's composite property-distress score is 28/100 - DLRadar classes that as low for Marin County, California. Structurally it carries 64/100, against 3/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (94/100)). What sets it apart are the readings on construction/permit lag (66/100), structural risk (64/100), institutional ownership (21/100). On the quiet end sit institutional ownership (21/100) and mortgage stress (9/100).

Prices here sit in a peak phase: values held roughly flat over the trailing year (phase confidence 12/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $883,500, an affordability ratio of 8.1× — stretched. The ZIP holds roughly 166 housing units. 315 residents call 94971 home, typically aged 62. Vacancy runs 50.3%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 63% bachelor's-or-above. 38.4% of residents fall below the poverty threshold. The tenure split is 76% owner-occupied to 24% rented. Median household income is $109,375, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 44/100. Around 0% of renters are cost-burdened.

On the whole, 94971 leans distressed, with opportunity clustered in specific stressed parcels. While 94971 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 94971 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 94971 can be compared directly against any other ZIP in Marin County, California or nationwide. The score is rebuilt from public data as it updates, so 94971 reflects the current record instead of a stale or modeled snapshot.

Each component behind 94971 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. Practically, 94971 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.