ZIP 94954 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 94954 (Sonoma County, California) lands at 21/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (88/100). Latent structural risk is 47/100 while live distress already moving reads 3/100. The sharpest non-environmental signals are structural risk (47/100), institutional ownership (20/100), mortgage stress (9/100). By contrast, institutional ownership (20/100) and mortgage stress (9/100) register low.

The peak-phase market in 94954 posted values that rose 0.9% over the year, and 6% higher over three years, at 13/100 phase confidence. Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 15,249 housing units. 38,000 residents call 94954 home, typically aged 45. Roughly 5.9% live below the poverty line, a low share typical of higher-equity areas. Around 50% of renters are cost-burdened. Around 37% of adults hold a bachelor's degree or higher. The vacancy rate is 1.7%. The tenure split is 67% owner-occupied to 33% rented. On demographic stress specifically, 94954 scores 41/100. Households earn a median $107,564 — above the roughly $78,000 national figure. The typical home is worth about $840,500 (7.3× income, severely stretched).

Net-net, 94954 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 94954 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 94954 runs through one identical public-record model, so its 21/100 sits on the same scale as every other ZIP in Sonoma County, California and the nation. 94954 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 94954's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 94954 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.