ZIP 95401 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 95401 (Sonoma County, California) returns a low composite of 21/100. The pressure is most legible in structural risk (47/100), institutional ownership (20/100), mortgage stress (9/100). institutional ownership (20/100) and mortgage stress (9/100) stay muted. The split runs 47/100 structural to 3/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (88/100)).

The peak-phase market in 95401 posted values that rose 0.9% over the year, and 2% higher over three years, at 13/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $93,513 — above the roughly $78,000 national figure. 12.8% of residents fall below the poverty threshold. About 29% have a four-year degree. Owners hold 57% of homes, renters 43%. A median home runs $630,900 here, or 6.7 times local income. On demographic stress specifically, 95401 scores 42/100. Around 42% of renters are cost-burdened. There are about 14,384 housing units across 95401. The vacancy rate is 3.1%. 36,842 residents call 95401 home, typically aged 40.

On balance 95401 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 95401 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 95401 read uses the identical public-record model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 95401 stays directly comparable to neighboring ZIPs and the rest of Sonoma County, California. Where the public record is thin for 95401, the field stays empty rather than modeled, and fills in as new documents post.

95401's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 95401 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.