ZIP 95401 Property Distress & Foreclosure Data

DLRadar grades ZIP 95401 (Sonoma County, California) at a low 21/100 for overall property distress. Property-level stress concentrates in structural risk (47/100), institutional ownership (20/100), mortgage stress (9/100). On the quiet end sit mortgage stress (9/100) and construction/permit lag (1/100). On the structural side it scores 47/100, with 3/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (88/100)).

The peak-phase market in 95401 posted values that held roughly flat over the year, and 2% higher over three years (phase confidence 20/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $93,513, above the U.S. median near $78,000. 12.8% of residents fall below the poverty threshold. Educational attainment sits at 29% bachelor's-or-above. Owners hold 57% of homes, renters 43%. Home values center near $630,900, an affordability ratio of 6.7×. DLRadar's demographic-stress index for the area reads 42/100. Around 42% of renters are cost-burdened. The ZIP holds roughly 14,384 housing units. The vacancy rate is 3.1%. Population is roughly 36,842 with a median age of 40.

On balance 95401 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.