ZIP 95436 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 95436 (Sonoma County, California) at a low 21/100 for overall property distress. What sets it apart are the readings on structural risk (47/100), institutional ownership (20/100), mortgage stress (9/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (9/100). Structurally it carries 47/100, against 3/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (88/100).

Prices here sit in a peak phase: values rose 0.9% over the trailing year, and 6% lower over three years, at 13/100 phase confidence. Topping markets hide individual distress behind strong averages.

At $96,023, median income runs above typical U.S. levels. The poverty rate is 6.4% — low. 70% of housing is owner-occupied. On demographic stress specifically, 95436 scores 38/100. The vacancy rate is 10.7%. Home values center near $739,600, an affordability ratio of 7.3× — stretched. Around 33% of renters are cost-burdened. Population is roughly 5,999 with a median age of 41. Around 44% of adults hold a bachelor's degree or higher. The ZIP holds roughly 2,687 housing units.

Overall, 95436 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 95436 runs through one identical public-record model, so its 21/100 sits on the same scale as every other ZIP in Sonoma County, California and the nation. Sparse data for 95436 shows as blanks, never estimates, and the score updates on every fresh public filing.

95436's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 95436 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.